That’s why Redditors who once struggled financially are sharing their go-to money-saving hacks for those who could use a little help. These ideas could also come in handy for anyone looking to be more mindful with their spending. Check them out below, and if you have similar suggestions, feel free to write them in the comments!
dustofdeath , Susanne Jutzeler, suju-foto Report
ImHere4TheGiggles , etevian Report
To learn more about how to be mindful and intentional with our finances, Bored Panda reached out to Francesca Henry, the creator of The Money Fox, an Instagram blog where she shares her best cost-cutting tips.
“I started my page because years ago, I found myself in a tough financial situation,” Francesca tells us. “At the time, there weren’t many Instagram pages like mine, and I had to trawl through Google to find websites that could help. Most of what I found was aimed at the U.S., though. When I started trying things for myself, like side hustles and budgeting, I realized I needed to share what I was learning so no one else would feel the way I did—searching for help but not finding any.”
lucyfell , Maria Lin Kim Report
bitter-coffee , Element5 Digital Report
Xr8e , Klaus Nielsen Report
To avoid feeling overwhelmed by overspending, Francesca suggests setting up sinking funds—where you save a set amount each month toward specific goals, like Christmas gifts or car maintenance. “You take the total amount and divide it by the number of months you have left. For example, £1,000 over 10 months means saving £100 per month,” she explains. “Also, record your expenses daily so you can see how much you’re actually spending, rather than guessing. This will help keep your budget on track.”
And of course, you don’t always need to spend money to have fun. “Find free activities to do with friends, like potlucks, going for walks or runs, or visiting free museums,” Francesca says.
pabloescondido , [deleted] Report
throwawayxxx1993xxx , cottonbro studio Report
Nunuyabizzniss , cottonbro studio Report
Having experienced tough times herself, Francesca knows how hard it can be to stay positive. She recommends adopting small, meaningful rituals that can lift your spirits. “Make time for activities that bring you joy, even simple things like spending time with friends at home or reading a book from the library,” she says. “Having accountability partners can help too.”
Although financial setbacks may be temporary, there are still plenty of ways to brighten your life without spending much. Plus, the money habits you develop now can stick with you and benefit you in the future.
preshowerpoop , Ron Lach Report
DanielleAntenucci , Kampus Production Report
tmrika , Anna Tarazevich Report
Th3_Accountant , Joaquin Carfagna Report
PattersonRoxy , Andrea Bova Report
Caddy000 , GraphicNovelty Report
StarAxe , Nithin PA Report
Electrical_Ice5457 , Bozhin Karaivanov Report
BeanMachine1313 , Katerina Holmes Report
Forward_Golf_1268 , Liza Summer Report
Misterymoon , Karolina Kaboompics Report
lions_amirite , Alex Lam Report
UnsafeBarista , Şahin Sezer Dinçer Report
Thatoneepisodeofveep , Zak Chapman Report
ATribeOfAfricans , Alan Levine Report
Specialist_Echo1823 , Suzy Hazelwood Report
Deseptikons , Eiliv Aceron Report
Jihi-is-talking , Alexey Demidov Report
Due_Scholar8901 , Pixabay Report
FortuneTellingBoobs , Alexander Mass Report
Sufficient-Berry-827 , Polina Tankilevitch Report
Former_Situation2826 , Bluebird Provisions Report
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