It quickly gained traction and sparked thousands of heartfelt responses about the lasting impact of financial hardship. Many described how their experiences shaped their views on money, security, and even relationships. From small but meaningful sacrifices to constantly worrying about bills, the thread highlighted the challenges that the wealthier may never have to consider.
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“It’s also important to understand the concept of saving early on, even if it’s just small amounts, and to recognize the value of delayed gratification—waiting for what you truly want instead of making impulsive purchases,” Schroeder-Gardner added. “It’s also important to learn the value of working for something yourself. When you earn your own money, you understand better how much things really cost, and you are more likely to spend it wisely. This responsibility helps you make better choices about spending and saving your money.”
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About half of that group set the amount even higher at $200,000 per year or more, the financial services firms found.
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At the same time, anxiety about personal finances has increased from last year, Edelman found, with roughly a third saying they’re worried in 2024, versus 29% a year ago. That’s despite a soaring stock market and wages that have been edging ahead of inflation since May 2023.
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“They have different experiences, so how they think about money and life can be very different,” she explained. “Someone who grew up poor might focus more on saving and basic needs, while someone who grew up wealthy may not have faced those struggles. But if they listen to each other and try to learn, they can understand each other better. It’s all about being open and caring/empathetic about the other person’s experience.”
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